Flexible financing for stress-free roofing projects
Roof Now, Pay Over Time with Trusted Financing
Through our partnership with Momnt, you can spread the cost of your new roof or repair into predictable payments—without delaying the protection your home needs.
Fast, soft credit check
Same-day decisions
Plans for many budgets
Checking your options won’t impact your credit score.
A trusted financing partner
Financing powered by Momnt
Momnt is a leading technology company that connects homeowners with lending options for home improvement projects—right at the point of need. Through this partnership, Rooftops Unlimited can offer simple, transparent financing without sending you to a bank or third-party website.
You’ll see clear terms, competitive rates, and a streamlined digital application—all designed to help you move forward with the roof your home deserves.
Secure, modern lending experience with bank-level encryption and simple e-sign.
Momnt partners with a network of financial institutions to present you with options that fit your project and budget.
Why Homeowners Choose Financing
Protect your home now and pay over time with clear, predictable monthly payments.
Preserve savings
Avoid draining your emergency fund or retirement accounts by spreading costs over time.
Start sooner
Don’t wait months or years to save up while your roof issues get worse and more expensive.
Predictable payments
Choose from terms and payment amounts that align with your monthly budget.
Keep credit cards free
Avoid putting large, long-term expenses on high-interest credit cards.
A Simple 3-Step Financing Process
Apply in minutes from your phone, get a fast decision, and schedule your project with confidence.
1. Review your estimate
We’ll walk through your roofing estimate and show you available financing options for your project size.
2. Apply securely online
You’ll receive a secure Momnt application link. Complete it in just a few minutes from any device.
3. Approve & schedule
Once approved and accepted, we lock in your project and get you on the installation schedule.
Financing Designed for Real Life
Momnt-enabled financing gives you flexible options without sacrificing transparency or control.
Talk with your Rooftops Unlimited project consultant to see which options are available for your home.
- Fast, fully digital application—no paperwork or branch visits
- Soft credit pull to check options in many cases
- Competitive fixed interest rates (no surprise jumps)
- Multiple term lengths to fit different monthly budgets
- Financing available for full roof replacements and major repairs
- Funds dedicated to your project and paid directly to Rooftops Unlimited
- Bank-grade security and encryption powered by Momnt’s platform
Who Can Qualify?
Qualification is based on standard credit and income factors reviewed by Momnt’s lending network.
Basic eligibility guidelines
- You are at least 18 years old (or the age of majority in your state)
- You are a U.S. resident applying for work on a U.S. property
- You have a valid government-issued photo ID
- You have verifiable income and a qualifying credit history
What you’ll need to apply
- Your full legal name, date of birth, and contact information
- Social Security number for identity verification
- Approximate annual income and employment details
- Details about the roofing project you’re financing
Final approval, terms, and conditions are determined by Momnt and its lending partners.
Financing vs. Insurance: What’s the Difference?
Insurance and financing can both help pay for a roof—but they work very differently. We help you understand your options.
Financing
- Available for many types of projects—storm damage, aging roofs, upgrades, and more
- Lets you spread the full project cost over time with predictable payments
- Does not require a covered insurance claim to move forward
- Can be combined with insurance if your claim doesn’t cover the full amount
Insurance
- Typically covers sudden, accidental damage from storms or other covered events
- Subject to your policy limits, exclusions, and deductible
- Claim approval and payout amounts are controlled by your insurance carrier
- Often does not cover upgrades, non-covered wear-and-tear, or full code upgrades
We can help you understand where financing might fill the gap if insurance doesn’t cover everything.
Financing FAQs
Have questions? Here are answers to the most common concerns homeowners have about roof financing.
Will checking my financing options impact my credit score?
In many cases, you can see preliminary offers with only a soft credit inquiry, which does not impact your credit score. If you choose to move forward and finalize an application, a hard credit pull may be required. Your Rooftops Unlimited consultant and the Momnt application will clearly indicate when a hard pull would occur.
How quickly will I know if I’m approved?
Most homeowners receive a financing decision within minutes of submitting their application through Momnt’s secure platform. In some cases, additional information may be requested, which can extend the review time.
Can I pay off my financing early?
Many financing options allow you to pay off your balance early without prepayment penalties. Specific terms depend on the plan and lender you select. Review your offer documents carefully to confirm details before accepting.
Is a down payment required?
Some plans may require a down payment while others may not. The Momnt application and your financing offers will clearly outline any required down payment or out-of-pocket costs so there are no surprises.
Do I make payments to Rooftops Unlimited or to Momnt?
Once your financing is finalized and your project is funded, you will make payments directly to the lender servicing your loan, not to Rooftops Unlimited. We are here to support you and answer questions, but we do not manage or collect your loan payments.
Ready to Explore Your Roofing Financing Options?
Talk with a Rooftops Unlimited specialist about your project, review your estimate, and see which Momnt-enabled financing options are available—no obligation, no pressure.
We’ll help you compare paying cash, using insurance, and financing—so you can choose what feels right for your home and your budget.
Prefer email? [email protected]
Rooftops Unlimited
Premier residential and commercial roofing services for Peachtree City, Georgia and surrounding areas—built on honesty, craftsmanship, and a satisfaction guarantee.
Contact
Peachtree City, GA
Phone: (678) 615-5476
Email: [email protected]
License #ROOF-123456
Fully Licensed & Insured
Certifications
GAF Certified Contractor
BBB Accredited Business
Fully Insured
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